American Express Membership Rewards Credit Card
A point on every eligible ₹50; the Amazon voucher needs 18,000 points.
Try your spend →How this estimate works
The issuer lists 1 Membership Rewards point per ₹50 of eligible spend. Fuel, insurance, utilities, cash and point-of-sale EMI conversions do not earn points. At the issuer Gold Collection, 18,000 points can buy a ₹6,000 Amazon voucher and 24,000 can buy a ₹8,000 Amazon voucher. Both are worth ₹1 per 3 points at these exact thresholds, but this model selects the best combination of complete 18,000- and 24,000-point voucher blocks achieved within the modeled year. If the year earns fewer points, the displayed voucher return is zero, even though points can accumulate for later use. It assumes one eligible purchase each month, so it does not claim the 1,000-point monthly bonus requiring four purchases of ₹1,500 each; the extra monthly ₹20,000 enrolled benefit, first-year welcome gift and later-year renewal bonus are also omitted. It deducts the ₹1,000 first-year fee plus estimated GST. The published year-two fee is ₹4,500 plus taxes with conditional waivers, so the first-year ranking must not be read as a renewal-year ranking. Verify the voucher and redemption options before spending.
Issuer terms
Issuer card, fees, earn and exclusions · Gold Collection voucher value
Terms checked 29 September 2026. Voucher selection and point balance affect realizable value.