Issuer-checked shortlist
Cards without the spreadsheet.
Six cards scored with issuer terms. More familiar cards are listed below without invented ROI.
SBI Card · Online shopping
CASHBACK SBI Card ↗
5% online, 1% in store
HDFC Bank · Amazon + foodHDFC Millennia ↗
5% at ten named merchants
ICICI Bank · AmazonAmazon Pay ICICI ↗
5% Amazon Prime / 3% otherwise
HSBC India · Food + groceriesHSBC Live+ ↗
10% on daily essentials
HDFC Bank · SwiggySwiggy HDFC Bank Credit Card ↗
10% inside Swiggy app
HDFC Bank · Tata ecosystemTata Neu Infinity HDFC ↗
5% at Tata brands, 1.5% elsewhere
Catalog only
A discovery list of cards seen across BankBazaar, Paisabazaar or SaveSage; inclusion is not an endorsement or proof a variant is still being issued. Their current issuer fees, exclusions and cash-equivalent points have not all been checked, so they are deliberately not ranked or scored.
Not scored
RBL Bank BankBazaar SaveMax
Not scored
YES Bank FinBooster
Not scored
Federal Bank Visa Signet
Not scored
HSBC Visa Platinum
Not scored
SBI SimplySAVE
Not scored
Axis ACE
Not scored
IndusInd Platinum Aura Edge
Not scored
IDFC FIRST Millennia
Not scored
HDFC Infinia
Not scored
HDFC Regalia Gold
Not scored
HDFC Diners Club Black Metal
Not scored
Axis Atlas
Not scored
Axis Horizon
Not scored
Axis Reserve
Not scored
Axis Select
Not scored
SBI PRIME
Not scored
Flipkart Axis Bank
Not scored
Airtel Axis Bank
Not scored
Tata Neu Plus HDFC Bank
Not scored
SBI SimplyCLICK
Not scored
ICICI Coral
Not scored
ICICI Rubyx
Not scored
ICICI Sapphiro
Not scored
AU Zenith+
Not scored
RBL World Safari
Discovery: https://www.bankbazaar.com/credit-card/top-10-credit-cards-in-india.html · https://www.paisabazaar.com/credit-card/25-best-credit-cards-india/ · https://savesage.club/credit-card-categories