MakeMyTrip ICICI Bank Credit Card
1 myCash/₹100 eligible; ₹1/myCash for MakeMyTrip booking. Standard ₹999+GST joining or annual fee.
Try your spend →How this estimate works
The current ICICI card page lists one myCash per ₹100 ordinary eligible retail spend, credited to a personal MakeMyTrip account. MakeMyTrip co-brand terms say each myCash is worth ₹1 at checkout for eligible bookings, with no minimum or expiry while the card remains active; it is not cash and cannot be transferred to a bank account. This model only counts one myCash per full ₹100 of ordinary eligible shopping, dining and groceries, even though actual posting rounds each qualifying transaction to the nearest whole myCash. Using a full-₹100 floor is conservative at low spends. The 6% MakeMyTrip hotel and 3% MakeMyTrip flight, holiday, cab and bus rates require booking on that platform and paying with this card; generic travel chips do not establish that route, so accelerated earnings are omitted. Fuel, rent, cash, fees, EMI, government, education, utility billing, insurance, railways and special merchant/payment routes are omitted for excluded, capped or otherwise unresolved treatment. ICICI’s standard joining and annual fee is ₹999+GST and the following-year annual fee is waived after ₹3 lakh anniversary-year spend; the model deducts the standard fee and does not presume a time-limited joining-fee waiver shown by the co-brand. MakeMyTrip voucher, movie offers, lounge access, network-specific promotional coins and later-year fee reversal are not valued. The cardholder needs a personal MakeMyTrip account and eligible future booking to use myCash. This is restricted travel-payment value, not statement cashback. Instant redemption from the co-brand wallet is distinct from ICICI’s separately charged catalogue reward redemptions; no unsupported catalogue fee is assigned to the wallet route.
Issuer and co-brand terms
Current ICICI card terms, rate and fee · MakeMyTrip co-brand myCash earn and redemption policy · MakeMyTrip wallet usage and joining promotion · ICICI current fee, waiver and insurance cap schedule
Terms checked 30 September 2026. myCash must be used for eligible MakeMyTrip bookings; it cannot be withdrawn.