HDFC Bank PIXEL Play Credit Card
1% base CashPoints; choose packs for higher rates, not assumed in this estimate.
Try your spend →How this estimate works
The HDFC PIXEL Play card offers 1% base cashback in PIXEL CashPoints on eligible purchases, rounded down per transaction. Selected merchant packs can earn 5% on two chosen categories, with up to 500 points monthly, and a separately chosen ecommerce merchant can earn 3% up to its cap. This generic spend calculator does not know what the cardholder picked, so it counts only 1%. The issuer says at least 1,000 CashPoints are needed to transfer to PayZapp; points expire after two years and the issuer calculator says one point equals ₹1. One eligible purchase of the entered amount is assumed each month; only complete 1,000-point redemption blocks within a modeled year are counted. Unredeemed remainder can carry forward. Fuel, wallet loads, rent, government, EMI, cash and fees are ineligible. Fee information is contradictory: the current product page advertises lifetime free and no joining or renewal fee, while a separate HDFC fees-and-charges page lists ₹500 plus taxes with a ₹1 lakh previous-year renewal waiver. This model conservatively deducts ₹500 plus estimated GST, but applicants must verify their actual fee offer. SmartBuy, UPI and Dineout extras are not counted.
Issuer terms
Issuer card and points · Issuer published fee schedule
Terms checked 29 September 2026. PayZapp redemption minimum and conflicting issuer fee pages affect actual return.