RBL Bank Platinum Edge Credit Card

Two points/full ₹100 eligible ordinary spend or four online. The issuer example implies up to ₹0.20/point, not cash.

How this estimate works

RBL Platinum Edge states two reward points per full ₹100 of eligible ordinary purchases and four per full ₹100 eligible online purchases (2X), with a 1,000-point maximum on the accelerated online reward. The short offer does not settle whether the maximum applies to all online points or incremental points, so this model conservatively caps all modeled monthly points at 1,000. The issuer example values 3,000 points at up to ₹600 (₹0.20/point), also 6,000 online points at up to ₹1,200. It is an example of redemption value, not cash or a guaranteed catalogue item. Model assumes one eligible purchase monthly, requires 500 annual points for the RBL Rewards FAQ voucher minimum, subtracts one annual ₹99+estimated GST redemption fee when beneficial, and deducts the recurring ₹1,999+estimated GST annual fee in ROI. Issuer exclusions include education, insurance, utilities, rent, wallet loads, fuel/auto, quasi-cash, rail, real estate, service providers, government/contracted services, Bills2Pay, EMI, miscellaneous and cash. Unverified merchant/payment routes score zero. Welcome and milestone points, conditional fee waiver, lounges, fuel surcharge and separate movie offer are omitted. Realized point value and merchant MCC can differ.

Issuer terms

Platinum Edge earn, online cap, exclusions and fee · RBL redemption threshold and fee

Terms checked 30 September 2026. Up-to point value depends on the reward selected.

Movie discount is a separate route

One free BookMyShow movie ticket on a two-ticket booking, up to ₹200 once monthly. Select the applicable BookMyShow chip in the calculator. This route preserves its own conditions and does not stack retail reward points.