BOBCARD Cashback

1% eligible spend; conditional 5% online not assumed. Category and merchant-code eligibility must be checked against your actual transactions.

Where it pays

One percent cashback on eligible nonfuel spends with automatic statement credit. The issuer offers 5% eligible domestic online spend up to ₹1,500/month only after at least four transactions in the statement cycle. As this one-category calculator does not ask for transaction count, it shows only the 1% base. Spends below ₹100, fuel, cash, quasi-cash and select MCCs are excluded. The cardholder chooses either ₹49 monthly or ₹499 joining and yearly; the model assumes the lower ₹499 yearly option, plus applicable GST. No fee waiver is assumed.

Issuer source

https://www.bobcard.co.in/credit-card-types/bobcard-cashback

Checked 27 Sep 2026. One spend category repeated monthly; no welcome offers, statement credits outside ordinary earn, or spend from other categories assumed. Confirm current terms with the issuer before applying.