BOBCARD · Scored card guide

BOBCARD Easy

Issuer-checked 0.2% base cash-equivalent points on eligible spend; department stores and movies can earn more.

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Where it pays

Issuer states one point per ₹100 on eligible ordinary spending, redeemed as cashback at ₹0.20 per point, a base cash-equivalent return of 0.2%. Department stores and movies can earn five points per ₹100, capped at 1,000 accelerated points per statement cycle, but these boosts are not applied to ambiguous spend categories. Fuel and select merchant codes excluded. ₹500 annual fee plus taxes; annual fee waiver after ₹35,000 anniversary-year spend. Joining waiver has a different 60-day ₹6,000 spend test, not included.

Annual fee: ₹500 plus tax, waived after ₹35,000 qualifying anniversary-year spend. Joining fee may have a separate first-year waiver.

Issuer source

https://www.bobcard.co.in/credit-card-types/easy

Checked 27 Sep 2026. Transaction rounding and MCCs can change actual earnings; read live terms before applying.

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