BOBCARD · Scored card guide

BOBCARD Select

1% eligible online and dining; 0.2% other. Category and merchant-code eligibility must be checked against your actual transactions.

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Where it pays

Five points per eligible ₹100 online or dining, redeemable as cashback at ₹0.20 per point (1%); accelerated rewards are capped at 1,000 points per statement cycle, then earn the base one point per ₹100 (0.2%). The issuer does not specify whether the cap covers total or bonus points in the page text, so this model conservatively caps all accelerated points before applying the base rate. Fuel and select merchant codes excluded. Joining and annual fee ₹750 plus GST; ₹7,500 first-60-day joining waiver and ₹70,000 anniversary-year renewal waiver are not assumed.

Modeled annual cost: ₹750 plus estimated 18% GST. Renewal fee waiver at ₹70,000 qualifying anniversary-year spend.

Issuer source

https://www.bobcard.co.in/credit-card-types/select

Checked 27 Sep 2026. One spend category repeated monthly; no welcome offers, statement credits outside ordinary earn, or spend from other categories assumed. Confirm current terms with the issuer before applying.

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