Federal Bank Fed StarBiz Visa
No reward points under issuer MITC; ₹275 annual membership plus GST. Requires an eligible Federal OD/CC account.
Try your spend →How this estimate works
Fed StarBiz Visa is a business card linked to a Federal Bank overdraft or cash-credit (OD/CC) account. The issuer lists eligible individuals and sole-proprietor MSMEs with an underlying OD/CC limit of ₹3 lakh to ₹50 lakh. Daily card use is limited to ₹3 lakh or the available underlying limit, whichever is lower.
The product page charges ₹275 plus GST on issuance and ₹275 plus GST annually. Its Fed StarBiz-specific Most Important Terms and Conditions state "Reward Points: Not Applicable" and do not list a spend-based annual fee waiver. This fee-only comparison assigns zero rewards to every spending category and deducts ₹275 annual membership plus estimated 18% GST.
The one-time ₹275 issuance fee and costs or interest of the underlying OD/CC account are not included. The issuer says card spending is handled through the underlying account, not a separate credit card bill. This calculator cannot estimate the business credit facility or tax treatment.
Issuer sources
https://www.federalbank.co.in/fed-starbiz-credit-card-visa
https://www.federalbank.co.in/documents/d/guest/mitc_fed_starbiz-1-
Checked 29 Sep 2026. Confirm eligibility and current terms with the issuer.
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