RBL Bank Platinum Choice Credit Card
One point/full ₹100 eligible in-store or two online, conservative 1,000 monthly-point cap. Model uses issuer catalogue floor of ₹0.11/point.
Try your spend →How this estimate works
The issuer lists 1 reward point per complete ₹100 of eligible ordinary spend, and 2 points per complete ₹100 eligible online. Its current product page says the online reward offer has a maximum cap of 1,000 points without specifying whether this is only the incremental points or the full online earn. This model conservatively caps all modeled monthly points at 1,000. The issuer says RBL Rewards value varies ₹0.11–₹0.25 per point; this model uses ₹0.11, the stated catalogue floor, not cash. It assumes one eligible purchase repeated monthly, subtracts a single ₹99+estimated GST redemption fee when annual earnings reach the RBL Rewards FAQ 500-point voucher minimum and cover the fee, and deducts recurring ₹499+estimated GST annual membership. Education, insurance, utilities, rent, fuel/auto, wallet loads, quasi-cash, railway, government, contracted services, Bills2Pay, EMI, miscellaneous and cash are excluded. Merchant-specific payment routes without evidence score zero. Welcome points, conditional renewal waiver, movie offer and fuel surcharge waiver are omitted. The existing separate BookMyShow movie-offer model is not combined with these ordinary points. Actual catalogue inventory and merchant coding must be checked.
Issuer terms
Platinum Choice earnings, value range and fee · Redemption minimum and fee · RBL MITC
Terms checked 30 September 2026. Issuer value range and redemption inventory vary; ₹0.11 is its published lower bound.
Movie discount is a separate route
10% direct BookMyShow movie discount up to ₹100, once per month. Select the applicable BookMyShow chip in the calculator. This route preserves its own conditions and does not stack retail reward points.
Read movie-route conditions