RBL Bank Black Credit Card (formerly MoneyTap Black)

Two points/full ₹100 eligible ordinary spend or ten online, conservatively capped at 500 monthly points. Closed to new applications.

How this estimate works

RBL Bank Black (formerly MoneyTap Black) is closed to new applications; the finder shows it only when the user selects an existing card. The issuer lists two points per full ₹100 eligible ordinary spend and ten points per full ₹100 eligible online (5X), with a 500-point monthly online maximum. The short copy does not settle whether the cap applies to incremental or total points, so this model conservatively caps all modeled online points at 500/month. The issuer benefit example values 400 points at ₹1,200 annually when repeated monthly, or ₹0.25/point; it is an illustrative catalogue value, not cash. This model assumes one eligible purchase repeated monthly, requires 500 annual points for the RBL Rewards FAQ voucher minimum, deducts one annual ₹99+estimated GST redemption charge if worthwhile, and deducts recurring ₹3,000+estimated GST annual fee in ROI. Fuel/auto, utilities, insurance, quasi-cash, rail, rent, education, wallets, government/contracted services, cash, miscellaneous, Bills2Pay and EMI are excluded by current page and card terms. Other named merchant/payment routes without MCC confirmation score zero. Conditional transaction-count and annual milestone points, welcome benefit, lounge, fuel surcharge and movie offer are not stacked; closing to applications is not a waiver of an existing holder annual fee.

Issuer terms

Black earn, value example, fee and application status · Card-specific points and excluded MCCs · RBL redemption threshold and fee

Terms checked 30 September 2026. Existing holders only; verify card renewal terms.

Movie discount is a separate route

10% off BookMyShow movie tickets, up to ₹100 per use, 15 uses a year. Select the applicable BookMyShow chip in the calculator. This route preserves its own conditions and does not stack retail reward points.