SBI Card · Scored card guide

BPCL SBI Card

13 points per ₹100 at eligible BPCL pumps, up to 1,300 per cycle.

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How this estimate works

BPCL SBI Card earns 13 points per ₹100 at eligible BPCL pumps, with a 1,300-point cap per statement cycle and issuer merchant-ID matching. Eligible dining and grocery earn five points/₹100 up to a shared 5,000 accelerated-point calendar-month cap, then one point/₹100; other eligible non-fuel retail earns one point/₹100. Fuel purchased elsewhere earns no points. Points are valued at four points = ₹1 of fuel at select authorized BPCL outlets. This is not cash in a bank account. The calculator conservatively deducts one ₹99+GST annual redemption charge because a fee may apply to reward redemption; direct instant fuel redemptions may be exempt, but that is not confirmed here. Fuel surcharge waiver up to ₹100/cycle requires individual purchases ≤₹4,000 and is not counted. It assumes one eligible purchase per month and omits fuel above a ₹10,000 monthly program maximum. BPCL fuel is a distinct chip; the generic Fuel/HPCL chips do not claim BPCL pump eligibility. Minimum 1,000 points for BPCL vouchers, while instant fuel redemption has no minimum; this model assumes the latter at a participating outlet. Joining fee ₹499+GST, renewal fee ₹499+GST; annual fee waiver now requires ₹1 lakh prior-year spend effective May 2026 (older issuer product copy still says ₹50,000). Fee waiver and joining bonus excluded.

Return is fuel value at participating BPCL outlets, not a cash credit. The calculator deliberately leaves out surcharge waivers and assumes a conservative redemption fee. Confirm your pump and reward-redemption route before applying.

Issuer sources

https://www.sbicard.com/hi/personal/credit-cards/travel/bpcl-sbi-card.page
https://www.sbicard.com/sbi-card-en/assets/docs/pdf/personal/credit-cards/travel/bpcl-tnc.pdf
https://www.sbicard.com/en/faq/rewards-information.page

Checked 28 Sep 2026. Terms can change.

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