RBL Bank · Existing-card cashback model guide

RBL Bank Monthly Treats Credit Card

10% direct statement cashback on eligible online Zomato and Myntra purchases, capped ₹300 per brand each calendar month. No new applications.

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How this estimate works

RBL Monthly Treats offers 10% direct statement cashback on eligible settled online Zomato and Myntra card purchases, separately capped at ₹300 per calendar month per brand. This model scores one qualifying purchase per month on either named merchant. The product page says RBL no longer accepts applications, so this is an existing-card model. The card charges a ₹100+GST monthly membership fee, represented as ₹1,200+estimated GST annually; a following-month fee waiver for ₹5,000 in eligible calendar-month spend is possible but not assumed because the input does not verify that threshold across all spend or the delayed timing. The issuer also lists one point per full ₹100 eligible offline or five per full ₹100 online, redeemable for up to ₹0.20/point. Points are omitted here rather than equating the up-to valuation with cash or stacking them on direct cashback. A ₹99+GST point-redemption fee is not deducted because points are unvalued, not redeemed. The issuer October 2024 list excludes fuel/auto, utilities, insurance, quasi-cash, rail, rent, education, wallet/service-provider, government, contracted services, miscellaneous, cash, EMI and Bills2Pay. Uber cashback, BookMyShow, fuel surcharge, milestone vouchers and any additional points are not scored. This is direct card-statement cashback, which the card terms say may take up to 60 days after settlement.

Issuer terms

Monthly Treats offers, monthly fee and application status · Product cashback and fee-waiver terms

Terms checked 30 September 2026. Existing holders only; conditional fee waiver and reward points omitted.

Movie discount is a separate route

10% direct BookMyShow movie discount up to ₹300, once per calendar month. Select the applicable BookMyShow chip in the calculator. This route preserves its own conditions and does not stack retail reward points.

Read movie-route conditions