RBL Bank Apex Credit Card
1% eligible retail cashback, capped ₹500 per billing cycle.
Try your spend →How this estimate works
The card earns 1% cashback on eligible settled retail purchases, capped at ₹500 per billing cycle. It must be redeemed through RBL Rewards to the card account within three months of accrual; no redemption fee applies per issuer fee schedule. Portal-only purchases have a separate 2% rate, but the generic chip cannot establish that route and uses only the 1% base. Excluded MCCs include fuel/auto, utilities, railways, wallets, rent, insurance, education, government, contracted services, cash, Bills2Pay and EMI. Standalone and existing-bank-customer cards carry a ₹1,000 annual fee plus estimated 18% GST; opening a new eligible RBL savings account together with the card can waive the card fee, but that conditional route and account costs are not assumed. Welcome and milestone cashback are omitted.
Issuer terms
Product reward terms · Issuer product or availability page · Fee schedule
Terms checked 28 September 2026. Confirm current eligibility, fees and merchant code with RBL Bank before applying.