ICICI Bank · Scored card guide

ICICI HPCL Super Saver

4% eligible HPCL fuel cashback, capped at ₹200 monthly.

Try your spend →

How this estimate works

The issuer describes 4% cashback on HPCL fuel paid by card swipe at an HPCL pump, capped at ₹200 per month. The promoted 5% fuel saving also includes a 1% fuel surcharge waiver on eligible individual purchases of ₹400–₹4,000; the tool models only the 4% cashback and not the waiver or additional HP Pay Happy Coins. The user must choose the HPCL fuel chip and a physical in-store transaction. Fuel above ₹10,000 in a cycle may incur a 1% issuer fee under the current MITC; the tool refuses to show a positive estimate above ₹10,000 because it cannot safely compute transaction-level fees. The issuer lists 20 points/₹100 on essential categories, capped at 400 points/month, and two points/₹100 on other retail; the live point redemption value is not established here, so these categories receive zero, not invented cash. Joining ₹500+GST; annual ₹500+GST from renewal, conditionally waived above ₹1.5 lakh prior-year spend. The recurring fee model subtracts one annual fee and does not assume the waiver. Merchant routing, fuel surcharge GST, point redemptions and sign-up perks are not counted.

This is a fuel cashback-only estimate, not a full reward valuation. Select HPCL fuel and in-store swipe; all other categories stay at zero until point redemption value is confirmed. Verify your annual fee and eligible pump before applying.

Issuer sources

https://www.icicibank.com/personal-banking/cards/credit-card/hpcl-super-saver
https://www.icicibank.com/content/dam/managed-assets/docs/personal/cards/MITC_cc.pdf

Checked 28 Sep 2026. Terms can change.

All cards →