Kotak Mahindra Bank · Scored model guide

PVR Kotak Gold Credit Card (existing holders)

Existing holders only: one PVR ticket up to ₹400 at ₹10,000 monthly spend, two at ₹15,000.

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How this estimate works

Kotak marks PVR Gold discontinued for new applications. Existing holders can earn one PVR INOX ticket coupon worth up to ₹400 each month after ₹10,000 of qualifying billing-cycle spending, or two coupons after ₹15,000. This calculator assumes one qualifying monthly purchase and only scores those two tiers. Utilities, education, wallet funding, rent and online skill gaming do not count toward the ticket milestone. Tickets are not cash: the holder must claim and use valid PVR INOX tickets, and a ticket below ₹400, claim deadline or lack of a suitable show reduces realized value. Kotak also lists 20% instant PVR food/drink and 5% PVR ticket discounts, but those require a verified PVR merchant and are not counted through generic BookMyShow or cinema chips. The issuer lists no joining fee, a ₹499 annual fee and no waiver; this estimate deducts ₹499 plus estimated GST annually. Check actual account eligibility, statement spend and ticket terms.

Issuer terms

Kotak PVR Gold ticket milestones and discontinued status · Kotak card agreement and ticket conditions · Kotak PVR Gold annual fee

Terms checked 29 September 2026. Compare your actual merchant, statement fee and redemption options.