Kotak Solitaire Business Credit Card
Only for qualifying Solitaire Business members: 2 points per ₹150 eligible spend, 1 on select categories; ₹0.50 per point on Unbox.
Try your spend →How this estimate works
Kotak limits this complimentary card to people in its Solitaire Business banking program. Joining and annual card fees are nil while eligible; a ₹3,499 charge may apply on downgrade, and the relationship/account costs are not priced here. Ordinary eligible purchases earn 2 points per complete ₹150. Groceries, utilities, insurance, government and railway earn 1 point per ₹150, capped at 1,000 special-category points each statement cycle. Rent, wallet loads, fuel, education, EMI and international transactions do not earn points. Each point is worth ₹0.50 on Kotak Unbox, but redemption requires at least 500 points, so the calculator prices points only when a single-category annual projection reaches 500. The issuer lists 7X on flights and hotels booked on Kotak Unbox (100,000-point monthly cap); generic travel does not prove that checkout route, so we use 2 points instead. Check customer eligibility and the actual Unbox cart.
Issuer terms
Kotak Solitaire Business earnings and redemption · Kotak general card agreement · Kotak Solitaire Business fees
Terms checked 29 September 2026. Compare your actual merchant, statement fee and redemption options.