Paytm SBI Card
1% on eligible ordinary retail as Paytm Gift Voucher value, not statement cash.
Try your spend →How this estimate works
Paytm SBI Card terms award 1% on eligible ordinary spending, 2% on other purchases through the Paytm app, and 3% on selected travel, movie and mall purchases through the Paytm app. The generic online/store chips cannot prove a Paytm-app checkout, so only the 1% ordinary route is scored. A purchase must be at least ₹100, and the estimate uses complete ₹100 units. Reward points automatically convert to Paytm Gift Voucher balance, usable for eligible Paytm-app transactions or at accepting stores. This is not cash and cannot pay the credit-card bill. The issuer terms also describe Paytm cashback points as a fallback if a gift voucher cannot be issued. Fuel, wallet loads and rent do not earn; other special payments are unverified. ₹499+estimated GST annual fee is deducted; welcome benefits and fuel surcharge waiver are omitted. Voucher issuance and merchant acceptance can change, so verify that the Paytm balance is spendable for your intended purchase before treating the projected reward as realized.
Issuer terms
Issuer Paytm cashback and gift-voucher terms · Issuer fee and renewal waiver · Paytm partner rewards and voucher use
Terms checked 29 September 2026. Value is restricted to Paytm Gift Voucher use, with issuer-described points fallback; not statement cash.