RBL Bank Platinum ShopDaily Credit Card
5% eligible grocery reward value, capped ₹250/month; cashback-category redemption fee exempt, ₹499+GST annual card fee.
Try your spend →How this estimate works
RBL ShopDaily’s issuer page advertises 5% cashback on grocery purchases, capped at ₹250 per month. This is credited as reward points redeemable on the RBL rewards portal, not an automatic statement cash credit. This estimate assumes one eligible grocery purchase at the entered amount each month, treats the 5% advertisement as rupee value on the stated redemption route, applies the ₹250 monthly cap, and does not deduct a redemption charge for a cashback-category redemption, which RBL Rewards FAQ explicitly exempts for Platinum ShopDaily. The issuer does not state a universal ShopDaily redemption minimum on the product page; actual points-to-voucher inventory, minimum and merchant MCC need checking before relying on the displayed value. Education, insurance, utilities, rent and wallet loads earn no points; fuel and other unspecified routes are not scored here. The recurring ₹499 membership fee plus estimated GST is deducted; ₹50,000 qualifying prior-year spend may waive renewal but is not assumed. A conditional welcome voucher is omitted. This model does not score non-grocery spend because the product page does not ground a clear base rupee earn rate.
Issuer terms
ShopDaily earning, cap, exceptions and fee · RBL Rewards cashback fee exemption and redemption minimums
Terms checked 30 September 2026. Cashback is credited in points, not instantly in cash.