YES BANK FinBooster Credit Card
2 RP/full ₹200 base spend; conditional ₹0.25 flight-booking value with 2,000 RP minimum. Lifetime-free membership; one annual flight-claim charge provision.
Try your spend →How this estimate works
Lifetime-free base-only conditional flight-booking value. The issuer gives 2 reward points per ₹200 ordinary eligible retail spend. This estimate counts complete ₹200 blocks on one eligible transaction repeated monthly for twelve months, with no online dining, grocery or apparel accelerator. Fuel, utilities, rent, wallets, government, marketing/advertising, insurance, education, railway, toll/ferry, jewellery, cash and EMI routes are omitted. Current redemption rules linked by the named card page give ₹0.25 per point toward flights or hotels, not cash. For a single annual flight claim, the model needs at least 2,000 earned points; below that threshold it returns zero. It caps points used in that one claim at 1,00,000, the monthly redemption limit, and deducts one ₹100+GST redemption charge plus one ₹99+GST flight convenience charge only when worthwhile. A flight invoice must be large enough because points can cover no more than 70% of its value; you pay the balance. No invoice is provided, so the result is conditional on that qualifying booking, not guaranteed realised savings. Additional claims can incur more charges. The issuer gives ₹0.10 per point for statement credit and gift vouchers with a 50% available-points balance cap; those different routes are disclosed but not scored. Points expire after 36 months. Zero first-year and renewal membership fees are stated on the named page. Partner platform charges, optional subscriptions, promotions, fuel surcharge waiver, CreditStrong services and other benefits are not valued. Check actual eligible merchant codes and the final booking charges.
The minimum matters
At ₹16,600 per month, complete ₹200 blocks earn 1,992 points over twelve months: no redemption value in this estimate. At ₹16,800 per month, 2,016 points are worth ₹504 toward a qualifying flight; after ₹234.82 in claim charges, conditional net booking value is ₹269.18. This is not cashback.
Issuer sources
Named card: ordinary earn, exclusions and lifetime-free fees · Linked current redemption rules
Checked 30 September 2026. Base earn only. Travel-only value, not cash. 70% invoice cap and monthly point cap apply; alternate cash/voucher 50% balance cap disclosed, not scored.