Kotak Air+ Prime Credit Card
2 Air Miles per ₹100 eligible spend, conservatively worth ₹0.50 each on Kotak Unbox vouchers.
Try your spend →How this estimate works
Kotak Air+ Prime earns 2 Air Miles per complete ₹100 on ordinary eligible purchases. Five miles per ₹100 applies only to Kotak Unbox flight/hotel bookings or select auto-dealer merchant codes, which generic travel and auto chips cannot verify; they are not given the accelerated rate. The issuer FAQ and detailed terms say each mile is worth ₹0.50 for an instant voucher, or ₹1 for Unbox flight/hotel bookings. A product/value page instead says ₹5 for a voucher mile, inconsistent with those detailed terms. This calculator conservatively uses ₹0.50, never ₹5. Redeeming requires at least 200 miles, and at most 80% of an Unbox cart or booking can be paid in miles. Utility/telecom, education/government, rent, fuel, wallet loads, gaming, EMI, cash advance and international transactions earn none. Insurance merchant code 6300 can earn within a ₹25,000 monthly cap but cannot be identified from current chips. ₹3,000 annual fee plus estimated GST is deducted; 3,000-mile welcome/renewal bonus and a conditional ₹4 lakh retail-spend fee waiver are omitted. Check the Unbox offer before relying on this value.
Issuer terms
Kotak Air+ Prime value chart and mileage · Kotak general card agreement · Kotak Air+ Prime FAQ and voucher value
Terms checked 29 September 2026. Compare your actual merchant, statement fee and redemption options.