DCB Bank credit cards
2 verified offerings. Additional coverage outside the frozen 401-name audit; directory-only.
These are not calculator models. No score, point value or partner alias is imported.
Verified offerings
- DCB PayLess Platinum Credit Card - RuPay secured
- DCB PayLess Select Credit Card - RuPay secured
Quarterly milestones are not flat cashback rates
The February 2026 MITC publishes ₹250 cashback for PayLess Platinum on ₹50,000 spend in a quarter and ₹1,000 for PayLess Select on ₹1 lakh spend in a quarter. Cashback is given in the first month of the next quarter after achieving the milestone. This is a threshold benefit, not a promise of proportional cashback on every purchase.
Rent payments, wallet loading, online gaming, gambling, fuel and cash withdrawal do not count toward the reward. These exclusions matter even when a payment successfully uses the card.
Secured-card and aggregation limits
Both cards are secured. Fixed-deposit security, account eligibility and the current quarter rules must be checked before recommending a card. The calculator takes monthly category spend; it does not collect the full quarterly eligible-spend ledger or fixed-deposit conditions. We do not invent a flat cashback model, multiple payouts or a quarter definition from this table.
Fees and benefits remain unpriced
Current fees, waiver spend, taxes, account conditions, quarter boundaries, reward-credit timing and applicable costs must be considered together. Lounge access, insurance, fuel relief and fee waivers remain unpriced, not absent. The January 2025 MITC is an older source, not a substitute for the February 2026 terms or actual account agreement.
Scope and freshness
Checked 2 October 2026. This is a verified subset, not a guarantee of approval, availability or unchanged terms. Full current variant and account rules are needed before scoring.
Issuer sources
Named Platinum page · Named Select page · February 2026 MITC · Prior January 2025 MITC
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