TVS Credit RBL Bank Credit Card
2 points/full ₹100 eligible online (1,000/month cap), 1 in-store; issuer calculator assumes ₹0.25/point. ₹500+GST annual fee.
Try your spend →How this estimate works
RBL’s TVS Credit card page lists 2 points per complete ₹100 eligible online purchase, limited to 1,000 online points monthly, and 1 point per complete ₹100 eligible in-store purchase. The issuer’s own value calculator uses an assumed ₹0.25 per point at RBL Rewards, not a guaranteed point-to-cash exchange; actual reward inventory can vary. The model assumes one eligible purchase at the amount entered each month, choosing online versus in-store from the selector, caps online points at 1,000 per month and values the annual total at the issuer calculator’s ₹0.25/point assumption. One ₹99+GST redemption fee from the current RBL MITC is deducted when rewards cover it, and the ₹500+estimated GST annual card fee is deducted separately. The issuer excludes fuel and auto, utilities, insurance, quasi-cash, railways, rent and real estate, education, wallet and service providers, government, contracted services, cash, miscellaneous, Bills2Pay, EMI conversions and fees. Unclear merchant and UPI small-merchant routes are excluded; the issuer says offline UPI purchases under ₹2,000 at small merchants do not qualify on its RuPay card. Welcome points, annual milestone points, movie benefit and surcharge waiver are not modeled. Redemption minimum and catalogue inventory are not verified; a qualifying merchant code is essential.
Issuer terms
TVS Credit card earn, exclusions and fee · Issuer value calculator and point assumption · RBL MITC redemption charge
Terms checked 30 September 2026. Reward value is an issuer calculator assumption, not cash.