RBL Bank · Scored cashback model guide

RBL Bank Cookies Credit Card

10% statement cashback on eligible online Zomato and Myntra purchases above ₹100, capped ₹300 per brand per calendar month.

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How this estimate works

RBL Cookies offers 10% direct statement cashback on eligible settled online Zomato and Myntra card purchases above ₹100, separately capped at ₹300 per calendar month per brand. The finder assumes one qualifying purchase monthly on either named merchant. The product charges ₹100+GST monthly membership, represented as ₹1,200+estimated GST each year; the next-month fee waiver after ₹5,000 eligible calendar-month spend is omitted because this single-category input does not establish total spend or delayed fee timing. The issuer also offers one point/full ₹100 offline and five points/full ₹100 online, redeemable for up to ₹0.20/point. Points are omitted to avoid treating an up-to value as cash or stacking them on cashback. A point redemption fee is not deducted because no point redemption is modeled. The issuer excludes fuel/auto, utilities, insurance, quasi-cash, railway, rent/real estate, education, wallets/service providers, government/contracted services, miscellaneous, cash, EMI and Bills2Pay. Uber cashback (no dedicated chip), BookMyShow, fuel surcharge, welcome voucher and milestones are not scored. The terms say statement cashback can take up to 60 days after settlement; actual purchase must satisfy the merchant and ₹100 minimum.

Issuer terms

Cookies offers, cashback minimum and monthly fee · Product cashback, exclusions and fee-waiver terms

Terms checked 30 September 2026. Conditional monthly fee waiver and points not included.