Adani One ICICI Bank Platinum Credit Card

1 Adani points/₹100 domestic, ₹1/point on Adani One. ₹750+GST card fee.

How this estimate works

The issuer lists 1 Adani OneApp Reward Points per ₹100 on ordinary eligible domestic spend. This model counts only full ₹100 purchase units; fractional earned point totals are rounded down as a conservative estimate. Adani One says one reward point is worth ₹1, but usable only on eligible Adani One bookings or airport services and not withdrawable as cash. The rewards page lists no minimum redemption, allows up to 100% payment on eligible transactions and says points expire two years after credit; merchant availability matters. The Adani One co-brand terms require a live matching Adani Rewards account and say no points apply to insurance, card payments or income tax. The Signature feature explicitly excludes fuel and rent; neither is assumed eligible here for either card. This model leaves utilities, education, government, travel portal, train and specific merchant/payment chips unscored because additional MCC, fee or platform conditions need transaction-level verification. The co-brand advertised accelerated rate on Adani One ecosystem spend is not inferred from a generic travel chip, nor are foreign spend, welcome vouchers, lounge and movie offers included. ICICI lists ₹750+GST joining/annual fee and ₹300,000 previous-year spend for following-year fee waiver; ranking deducts the standard fee without assuming the waiver. Adani-app point redemption is separate from ICICI’s fee-bearing bank catalogue rewards; no unsupported bank catalogue redemption fee is assigned. The output is restricted platform-payment value, not statement cash back.

Issuer and co-brand terms

ICICI card terms and earn rate · Adani One card and fees · Adani One ₹1/point · Co-brand exclusions · Adani redemption routes · Point expiry · ICICI fee schedule

Terms checked 30 September 2026. Points require eligible Adani One use, not cash redemption.