Apollo SBI Card
2 points per ₹100 eligible restaurant purchase, 1 point per ₹200 ordinary retail; ₹1/point only within OneApollo.
Try your spend →How this estimate works
Apollo SBI Card earns 2 reward points per ₹100 on eligible dining, movies and entertainment, and 1 per ₹200 on ordinary eligible retail. The calculator scores dining and ordinary retail, but not generic movies or travel without a verified merchant category. OneApollo services earn 3 per ₹100 and beauty and wellness 1 per ₹100, but generic chips do not prove the qualifying Apollo service or merchant ID. Each point can be worth ₹1 toward select OneApollo services, e-gift vouchers or OneApollo Health Credits, not statement cash. The issuer says instant redemption has no point minimum; other redemption methods may have distinct handling. Fuel, wallet loads, rent, government transactions and EMI are excluded. Unused points expire after two enrollment years. ₹499+estimated GST annual fee is deducted; ₹1 lakh prior-year renewal waiver, welcome offers and OneApollo service discounts are omitted. Confirm that your preferred Apollo service accepts the points before treating the estimated amount as usable.
Issuer terms
Issuer Apollo Card reward rules · Issuer fee and renewal waiver
Terms checked 29 September 2026. ₹1/point is restricted to select OneApollo services or Health Credits, not statement cash.