RBL Bank Platinum Advantage Credit Card

One point/full ₹100 eligible ordinary spend. The issuer example implies up to ₹0.15/point; it is not cash.

How this estimate works

RBL Platinum Advantage states one reward point per full ₹100 eligible ordinary retail spend. The issuer example values 500 points at up to ₹75, or up to ₹0.15 per point; this model labels ₹0.15/point as its issuer example, not cash or a guaranteed redemption. It assumes one eligible purchase repeated monthly, requires 500 annual points to reach the RBL Rewards FAQ voucher minimum, deducts one annual ₹99+estimated GST redemption fee if rewards cover the charge, and subtracts the recurring ₹499+estimated GST annual fee in ROI. Issuer exclusions include education, insurance, utilities, rent, wallet loads, fuel/auto, quasi-cash, railways, real estate, service providers, government and contracted services, Bills2Pay, EMI, miscellaneous and cash. Generic named merchant/payment routes whose MCC cannot be confirmed score zero. Welcome points, conditional benefits, fuel surcharge waiver and BookMyShow discount are omitted; a separate movie-offer model is not stacked. Actual voucher inventory, point conversion, merchant MCC and redemption costs can differ.

Issuer terms

Platinum Advantage earn, sample value, exclusions and annual fee · RBL redemption threshold and fee

Terms checked 30 September 2026. Up-to issuer valuation depends on the reward selected.

Movie discount is a separate route

20% direct BookMyShow movie discount up to ₹100, up to 15 times per year. Select the applicable BookMyShow chip in the calculator. This route preserves its own conditions and does not stack retail reward points.