SBM MobiKwik First
1% eligible e-commerce or in-store purchase cashback to MobiKwik Wallet.
Try your spend →How this estimate works
Effective 1 February 2026, eligible online e-commerce and offline POS purchases earn 1% cashback with no minimum transaction. Each individual purchase is rounded to the nearest rupee, so this calculator treats monthly spend as one purchase and smaller split purchases may earn less. Qualifying UPI through the MobiKwik app earns 1% only at ₹2,000 or more per transaction; there is no UPI selector here, so UPI is not estimated. Other UPI apps earn zero. The issuer excludes tax, government, finance, rent, gambling, funding and some other merchant codes, EMI, refunds and commercial spending. Cashback is credited to a linked MobiKwik Wallet within seven working days after the statement and can be transferred to a bank account; without a wallet within 30 days of the bill it is forfeited. The card has nil joining and annual fee. Optional physical card costs ₹200. This is a fixed-deposit-backed card: the deposit and its opportunity cost, FD interest and physical card fee are not included.
Issuer terms
Reward terms · Fees and key terms
Terms checked 28 September 2026. Confirm current offer and merchant eligibility with the issuer before applying.