PNB Salary RuPay Platinum Credit Card
One point per ₹100 eligible purchase, worth ₹0.25 per complete ₹100 before one redemption fee and nil annual card fee.
Try your spend →How this estimate works
PNB Salary RuPay Platinum page for EXCEL salary-account holders lists one point per ₹100 spend, with gross monthly salary over ₹25,000 eligibility. Its September 2024 point-value notice sets ₹0.25 per point, overriding the portal’s stale ₹0.50 promotional copy. The current MITC requires 1,000 points for a redemption and charges ₹99 plus GST for each claim. This model projects one eligible purchase repeated monthly. If projected points reach 1,000 in a year, it deducts one estimated ₹116.82 claim fee from their annual value; below that threshold one-year usable rewards show as zero. PNB current MITC lists nil joining and annual card fees only while the specific salary account scheme is maintained; banking account costs are omitted. Fuel, utilities and special merchant routes are not valued without exact merchant classification. Points expire after three years, and longer accumulation is not assumed.
Issuer terms
PNB Salary RuPay Platinum card benefits · PNB point value notice · PNB redemption minimum and claim fee · PNB salary-account condition and fees
Terms checked 29 September 2026. Verify your variant and statement before applying.