RBL Bank EasySaver Credit Card
One point/full ₹400 eligible ordinary purchase. Up to ₹0.20/point is an issuer example, not cash.
Try your spend →How this estimate works
RBL EasySaver lists one point per complete ₹400 on eligible ordinary spend. The product page values 1,000 welcome points at up to ₹200 and 205 ordinary points at up to ₹41, suggesting up to ₹0.20/point. This is an illustrated RBL Rewards catalogue value, not cash or guaranteed inventory. The model counts one eligible purchase per month at the ordinary rate, values points at that illustrative ₹0.20 only once annual earnings reach the RBL Rewards FAQ 500-point voucher minimum (otherwise zero), subtracts one ₹99+estimated GST redemption fee annually when value covers it, and deducts the recurring ₹499+estimated GST annual card fee. The page also advertises eight points per ₹400 on education and bill payment, but its current MCC list excludes education and utilities, so this model does not score those disputed boosts. Insurance, rent, wallet loads, fuel/auto, quasi-cash, rail, government, contracted services, Bills2Pay, EMI, miscellaneous and cash are excluded. Merchant-specific routes without enough issuer evidence also show zero. Welcome points, fuel surcharge waiver and any first-year-free offer are omitted. Actual catalogue and redemption minimum remain unverified.
Issuer terms
EasySaver reward examples, fees and exclusions · RBL redemption fee and voucher minimum
Terms checked 30 September 2026. Education/bill-pay boosts are omitted because current MCC exclusions conflict.