Kotak Mahindra Bank · Scored model guide

Kotak League Platinum Credit Card

Base 4 points per ₹150 on eligible purchases, valued at ₹0.07 each against your statement.

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How this estimate works

Kotak says League Platinum earns 4 points per complete ₹150 on eligible transactions, 8 points in named special categories, and 8 points generally only after ₹2 lakh spend in a card anniversary year. We use the base 4-point rate, including in categories that could earn more, so this estimate does not promise a merchant classification or milestone. Kotak gives a ₹0.07 per-point statement cashback redemption value; travel, vouchers and merchandise can be worth ₹0.10 each but are not assumed. Fuel, rent, wallet loads, gaming, insurance, government and education earn no points under the June 2025 issuer change. Utility rewards stop at ₹35,000 per statement cycle, so the generic utility chip does not score this card. The June 2026 key fact statement lists ₹499 joining and ₹499 annual fees with an annual fee waiver on ₹50,000 retail spend. We deduct one ₹499 plus estimated GST annual fee and do not automatically assume a waiver, the first-year joining gift, or the ₹1.25 lakh six-month PVR or points milestone. Confirm eligible coding, actual fee and redemption minimum before applying.

Issuer terms

Kotak League FAQ, including redemption values · Kotak rewards and category changes · June 2026 key fact statement and fee waiver

Terms checked 29 September 2026. Compare your actual merchant, statement fee and redemption options.