RBL Bank World Plus Credit Card
Two points/full ₹100 eligible ordinary spend, 20 on dining with 2,000-point monthly cap. Model uses issuer catalogue floor of ₹0.11/point.
Try your spend →How this estimate works
RBL World Plus lists two reward points per full ₹100 eligible ordinary purchase. Dining gets 20 points per full ₹100, up to 2,000 points monthly, while eligible foreign-currency purchases have a separate 20-points/full ₹100 rate with their own 2,000 monthly cap. This domestic spend finder scores ordinary dining at its issuer-stated dining rate and other eligible domestic spend at the ordinary rate; it does not model foreign-currency spend or extra forex cost. The issuer states RBL Rewards point values range from ₹0.11 to ₹0.25 by redemption category; the model uses the ₹0.11 published catalogue floor, not cash. It assumes one eligible purchase repeated each month, values annual earnings only after reaching the RBL FAQ 500-point voucher minimum, subtracts one ₹99+estimated GST redemption fee if value covers it, and deducts the recurring ₹4,999+estimated GST annual fee. Dining points are capped at 2,000 monthly and ordinary points are not added on top of dining because the product presents the accelerated rate as total. Education, insurance, utilities, rent, wallets, fuel/auto, quasi-cash, rail, government, contracted services, Bills2Pay, EMI, miscellaneous and cash are excluded. Unverified merchant-specific routes score zero. Welcome/milestone points, BookMyShow offer, lounges and fuel surcharge waiver are omitted; separate movie model is not stacked. Actual catalogue and MCC must qualify.
Issuer terms
World Plus earn, dining cap, exclusions and fee · RBL Rewards minimum and redemption fee
Terms checked 30 September 2026. Foreign-currency spend is not modeled, and ₹0.11 is not cash.
Movie discount is a separate route
BookMyShow 1+1 free movie ticket up to ₹200, twice monthly; one booking/month modeled. Select the applicable BookMyShow chip in the calculator. This route preserves its own conditions and does not stack retail reward points.
Read movie-route conditions