City Union Bank credit cards

13 verified offerings and variants. Partial additional coverage outside the frozen 401-name audit; one checked limited floor and 12 unscored names.

City Union Bank SBI Card PRIME has one distinct issuer-bound limited statement-credit floor. The other twelve names remain directory-only. Published point denominations do not establish net cash-return scores.

Verified offerings

1. CUB SalarySe Level UP Credit Card - virtual-only
2. CUB SalarySe Level UP Credit Card - physical + virtual
3. CUB Kavachh Credit Card - secured
4. City Union Bank SBI Card PRIME
5. City Union Bank SimplySAVE SBI Card
6. CUB CSK RuPay Platinum Credit Card
7. CUB CSK Master Platinum Credit Card
8. CUB CSK Master World Credit Card
9. CUB SRH RuPay Platinum Credit Card
10. CUB SRH Master Platinum Credit Card
11. CUB SRH Master World Credit Card
12. Dhi CUB Visa Signature Credit Card
13. Dhi CUB Visa Platinum Credit Card

What the issuer's currency means

The SalarySe reward document states 1 reward point equals 1 SCoin, with 5 SCoins equal to ₹1. The Kavachh reward document states 1 reward point equals ₹0.20. These are issuer-published denominations, not imported point-value models or guaranteed net cash returns. SalarySe lists app redemption options including cash conversion; exact cash-exit costs and minimums remain unverified. Kavachh lists portal rewards such as vouchers and merchandise; statement cash is not confirmed.

SalarySe headlines such as 5, 10 and 37.5 rewards per ₹100 are point quantities, not cash percentages. At the published denomination, 5 SCoins per ₹100 is ₹1 of reward value before caps, exclusions and costs, not ₹5 cash. No headline percentage is treated as cash return here.

Why scoring is held

The regular monthly SalarySe reward cap is 10% of the cardholder's credit limit in SCoins; its SalaryDay bonus is separate. Kavachh caps reward points at 2% of the credit limit per billing cycle. The calculator does not ask for that limit. Tiered spend, transaction rounding, category exclusions and redemption conditions also matter. Copying a flat advertised rate would hide these dependencies.

The partner's physical-card SalaryDay prose says 25 points per ₹100 while the issuer reward document says 37.5. That mismatch is disclosed, not harmonized. The SalarySe KFS distinguishes a nil-fee variant from a ₹500 plus GST joining/annual-fee variant; variant eligibility and actual account terms still apply. Neither fee waivers nor lounge benefits are scored. Kavachh is secured against a fixed deposit; its point value alone does not settle eligibility or net return.

Named SBI co-brands

The named SBI product pages verify PRIME and SimplySAVE separately. PRIME now has the separately verified limited statement-credit floor below. SimplySAVE remains unscored; no generic SBI alias, PRIME rate or other-bank denomination is imported. The bank PRIME PDF declares four Reward Points per ₹1, but its utility earn, Club Vistara and insurance copy must not be treated as current benefit proof. The PRIME floor uses the current named and program rules below; SimplySAVE current conversion and full rules remain unbound.

The issuer says complimentary ₹50 lakh air accident cover for City Union Bank SBI Card PRIME was discontinued from 11 August 2025. That older benefit is not scored. Other rewards, vouchers, lounge access, fuel relief and fee waivers remain unpriced, not absent.

Six named CSK/SRH variants, directory-only

The issuer-linked CSK/SRH KFS names RuPay Platinum, Master Platinum and Master World separately for each team. All six have NIL joining fees. RuPay Platinum has NIL annual fees and is labelled lifetime free in that KFS. Master Platinum has a ₹1,000 plus GST annual fee from the second year, with a declared ₹3 lakh spend waiver. Master World has a ₹4,000 plus GST annual fee from the second year, with a declared ₹5 lakh spend waiver. These are named KFS fee facts, not fee or waiver scores. Qualifying spend and actual account terms still matter; no launch date or open application is inferred.

The named reward document gives portal denominations of ₹0.50 per Reward Point for RuPay Platinum, ₹0.75 for Master Platinum and ₹1 for Master World. It lists vouchers, merchandise and other portal benefits, not a verified statement-cash exit. Minimum redemption criteria may apply, and points may expire as per the bank's policy; exact minimums, expiry periods and net redemption costs remain unbound. These denominations are not flat cashback rates or calculator point values. Transaction exclusions and whole-number rounding apply, and each transaction earns under one category only.

Mastercard holders may also be issued a linked virtual RuPay card. The reward document says the card used for the transaction controls the earn structure: physical Master Platinum earns 1 point per ₹125, physical Master World 1 per ₹100, while virtual RuPay earns 2 per ₹150 on UPI and 1 per ₹150 otherwise, before category conditions and exclusions. A linked virtual card is not counted as another standalone offering, and physical and virtual earning structures are not stacked. Complete current redemption and account rules are needed before scoring any of the six variants. Rewards, merchandise, lounge access, insurance, fuel relief and fee waivers remain unpriced, not absent.

Two source-dated Dhi Visa names, not current cashback models

The issuer's Dhi landing page explicitly names Visa Signature and Visa Platinum; its displayed last-update date is 4 August 2024. The Dhi MITC currently linked from that page is v27, updated as of February 2026, and states no joining fee and no annual fee. This is a Dhi family-fee fact, not a score, a promise of a particular account's terms or evidence that either variant is open to new applications. The two Visa names are source-dated directory additions; no launch date or current availability is inferred.

The older landing page advertises 1.25% monthly cashback for Signature "for next 2 years". The current eligible cohort, start and end dates, complete caps and continuing rate have not been verified. The linked current MITC describes eligible-merchant cashback without binding that advertised rate. No permanent 1.25% cashback model is imported, and the Signature rate is not copied to Platinum. Generic references to Master, RuPay, Corporate, FD-backed and Campus cards do not establish a complete set of named network or tier variants, so no further products are counted from those words. Older policy copy mixes beta and planned launches. Full current reward rules, fees for the actual account and eligible routes remain needed; rewards, lounge access, fuel relief and other benefits are unpriced, not absent.

City Union Bank PRIME: named statement-credit floor

The current named issuer page explicitly states four points equal ₹1 toward outstanding card bills. The individually named PRIME booklet binds 10 points per complete ₹100 on eligible dining MCCs 5812, 5813 or 5814 and grocery MCC 5411, with a shared 7,500-point calendar-month accelerated cap then two points per ₹100. Current Shop & Smile terms explicitly bind banking co-brand accrual and caps. From April 2026, statement credit uses full 4,000-point blocks and is capped at 60,000 points monthly. The floor accumulates twelve eligible monthly purchases and one annual request limited to 60,000 points, deducting one ₹99 plus GST request charge only when redeemable. Residual points have zero modeled value and expire after 24 months. The annual ₹2,999 plus GST fee is deducted without renewal-waiver assumptions. Identifiable eligible retail earns conservative base points; delivery names do not prove dining MCC. UPI, fuel, utility, LIC, unknown and portal routes are unpriced. Birthday, standing instructions, welcome, milestone, movie, lounge, fuel relief and waiver perks are unpriced, not absent. Network remains unspecified. Other twelve names and all previous catalogue, currency, account-limit, variant, date and redemption caveats remain as above. This limited floor is not a full card valuation or a promise of current applications.

Scope and freshness

Checked 2 October 2026. This is partial verified coverage, not the whole City Union Bank catalogue. The two source-dated Dhi Visa names are included above, but their full current reward rules and other Dhi variants remain unresolved. The six CSK/SRH variants above are issuer-document-bound directory additions, not calculator models. Approval, availability and unchanged terms are not guaranteed.

Issuer sources

Bank SalarySe page · SalarySe reward document · SalarySe KFS · SalarySe MITC · Partner variant copy · Bank Kavach terms · Kavachh reward document · Kavach KFS · Named SBI PRIME · Named SBI SimplySAVE · Bank PRIME PDF · Named PRIME T&C · Issuer discontinuation notices · CSK/SRH issuer terms hub · CSK/SRH named KFS · CSK/SRH reward document · CSK/SRH current English MITC · Source-dated Dhi issuer landing page · Currently linked Dhi MITC v27 · Older Dhi policy with beta and planned references · Current Shop & Smile co-brand and redemption rules · Current named SBI fees