Axis Bank Privilege Credit Card
10 EDGE points per complete ₹200 eligible spend for shopping or travel voucher use.
Try your spend →How this estimate works
The issuer card listing and brochure describe 10 EDGE points per ₹200 on eligible purchases. The current Privilege product chart values 10,000 milestone points at ₹2,000, implying ₹0.20 per point for shopping/travel vouchers; actual catalogue choice, minimum redemption and fees can vary. This is not cash. The calculator assumes one eligible purchase per month and conservatively subtracts one ₹99 plus estimated GST reward redemption charge annually, pending card-specific fee waiver verification. Current issuer terms exclude utility/telecom, rent, wallet, government, insurance, gold/jewellery, fuel and education from point earning; special-route chips are unscored. The product page has a limited nil joining fee but lists ₹1,500 year-two renewal. We model the ongoing ₹1,500 plus estimated GST annual fee; first-year terms may differ. The ₹5 lakh preceding-year renewal waiver, welcome/milestone points, movie, lounge and fuel surcharge benefits are omitted.
Issuer terms
Axis Privilege current product, fee and voucher chart · Axis Privilege 2025 reward exclusion update · Issuer card listing with earn rate · Issuer Privilege brochure
Terms checked 29 September 2026. One qualifying order per month assumed; check the coupon and final card offer.