DBS Bank India credit cards
7 verified offerings. Additional coverage outside the frozen 401-name audit; directory-only.
These are not calculator models. No score, point value or partner alias is imported.
Verified offerings
- DBS Vantage Card
- DBS Altitude Credit Card
- DBS Spark5 Credit Card
- DBS Spark10 Credit Card
- DBS Spark20 Credit Card
- DBS SuperX Credit Card
- DBS SuperX Plus Credit Card
Seven names bound by the current MITC
The current consolidated DBS India MITC names Vantage, Altitude, three Spark tiers and two SuperX offerings. The named Spark KFS also binds Spark5, Spark10 and Spark20. Generic landing-page or cached category copy is not used to infer extra tiers. All seven remain directory-only; account-specific invitation, migration, underwriting and availability rules still matter.
Vantage and Altitude: a denomination, not statement cash
The issuer pages declare ₹1 per Vantage Point, with DBS Delights redemption for discounts, travel and other options. This source denomination is not proof of a cash exit, fixed statement-cash value or universal return. Minimums, route, costs, rounding, exclusions and account eligibility must fit together before scoring.
Vantage's terms hub separately labels older product terms valid up to July 10, 2026. Those dated older terms are not applied as current rules. We do not copy their benefit rates into a model merely because the link still exists.
Spark: the exact cash-point unit remains ambiguous
The retrieved Spark product terms say “Value of 1 Cash point = upto 0.25 pasie”. We preserve the ambiguity rather than silently rewrite it as ₹0.25. Benefit illustrations imply other denominations, and the same terms say cash points will not be adjusted against outstanding balance. Named redemption routes include DBS Cards+ IN and DBS Delights. No fixed point-to-cash value is imported.
Spark tiers have different monthly milestones, caps, fees and exclusions. A 5X, 10X or 20X label is not a universal reward rate. Current MITC and named-account terms take precedence over generic benefit examples. App status, spending categories, settlement and redemption rules remain unpriced.
SuperX migration: conflicting legacy notice dates
The issuer's SuperCard overview gives an August 1, 2026 discontinuation date; a legacy 7X page gives March 1, 2026; the current consolidated MITC gives October 1, 2026. These are a cohort/site-side conflict, not one verified universal migration date. The overview also says fresh Bajaj Finserv DBS SuperCard issuance stopped on November 23, 2024.
The issuer names DBS SuperX and DBS SuperX Plus as migration destinations, with details sent to cardholders. We count these two named offerings without promising a new application is open or importing six discontinued Bajaj Finserv variants as current cards. A customer's migration terms need their own account communication.
Fees and exclusions are not interchangeable
The current consolidated MITC states ₹99 plus GST per reward redemption. It also names product-dependent utility, fuel, education, wallet and travel transaction fees and thresholds. These costs and category restrictions are not assumed identical across all seven cards and are not omitted from a universal headline score.
Unpriced, not absent
Rewards, lounge visits, insurance, merchant offers, fuel relief, foreign-exchange benefits and fee waivers remain unpriced. No score, point value, legacy alias or partner rule is imported. Confirm final named product, invitation or migration eligibility, costs and redemption route before comparing real account value.
Scope and freshness
Checked 2 October 2026. This is a verified subset, not a guarantee of approval, availability or unchanged terms. Full current variant and account rules are needed before scoring.
Issuer sources
Current consolidated issuer MITC · Vantage issuer page · Altitude issuer page · Spark tier KFS · Spark product terms · SuperCard migration notice · Legacy 7X notice · Vantage terms and dated legacy links
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