Punjab & Sind Bank credit cards

Three named SBI Card co-brands. Additional coverage outside the frozen 401-name audit; one checked limited floor and 2 unscored names.

PSB SBI Card PRIME has one distinct issuer-bound limited statement-credit floor. SimplySAVE and ELITE remain directory-only. No generic SBI card alias or PRIME rate is imported onto them.

Verified names

1. PSB SimplySAVE SBI Card
2. PSB SBI Card PRIME
3. PSB SBI Card ELITE

Why published benefits are not scored yet

The Punjab & Sind Bank credit-card page and the three named SBI Card product pages bind these names. The partner page publishes reward rates and, for some cards, four points equal to ₹1. That alone does not verify all current caps, categories, redemption rules or fees. The Punjab & Sind Bank page also still advertises Club Vistara perks. We do not import that potentially stale perk block or count it as an ongoing benefit. Check the named SBI issuer documents and actual account terms rather than relying on older partner copy. PRIME now has the separately verified limited floor below; SimplySAVE and ELITE remain unscored.

ELITE, PRIME and SimplySAVE co-brands are not automatically merged with generic SBI models. Points, welcome gifts, milestones, lounge access, movie benefits and fee waivers remain unpriced, not absent. Only the separately checked PRIME eligible-spend statement-credit floor is priced.

PSB PRIME: named statement-credit floor

The current named partner PRIME column explicitly states four points equal ₹1 toward outstanding card bills. The individually named PSB PRIME booklet binds 10 points per complete ₹100 on eligible dining MCCs 5812, 5813 or 5814 and grocery MCC 5411, with a shared 7,500-point calendar-month accelerated cap then two points per ₹100. Current Shop & Smile terms explicitly bind banking co-brand accrual and caps. From April 2026, statement credit uses full 4,000-point blocks and is capped at 60,000 points monthly. The floor accumulates twelve eligible monthly purchases and one annual request limited to 60,000 points, deducting one ₹99 plus GST request charge only when redeemable. Residual points have zero modeled value and expire after 24 months. The annual ₹2,999 plus GST fee is deducted without renewal-waiver assumptions. Identifiable eligible retail earns conservative base points; delivery names do not prove dining MCC. UPI, fuel, utility, LIC, unknown and portal routes are unpriced. Birthday, standing instructions, welcome, milestone, movie, lounge, fuel relief and waiver perks are unpriced, not absent. Network remains unspecified. The partner Club Vistara copy remains stale and unpriced. The issuer discontinued the named ₹50 lakh air accident cover from 11 August 2025. All three PSB names and prior source, stale-benefit and generic-alias caveats remain above. This limited floor is not a full card valuation or a promise of current applications.

Scope and freshness

Checked 2 October 2026. This is a verified subset, not a guarantee of approval, availability or unchanged terms. Full current variant rules are needed before scoring.

Issuer sources

Punjab & Sind Bank named co-brand page · SBI named PSB ELITE · SBI named PSB PRIME · SBI named PSB SimplySAVE · PSB SimplySAVE issuer terms · Named issuer PSB PRIME booklet · Current Shop & Smile co-brand and redemption rules · Current named SBI fees · Issuer discontinuation notices