Landmark Rewards SBI Card PRIME
2 points per complete ₹100 of eligible ordinary retail spend, 10 per ₹100 dining. Rewards buy future Landmark purchases, not bank cashback. ₹2,999+GST card fee is deducted.
Try your spend →How this estimate works
Eligible domestic ordinary-retail baseline: 2 SBI Reward Points per complete ₹100; dining earns 10 per complete ₹100. This estimate deliberately omits 25 points/₹100 at Landmark stores, international and movie tiers, annual fee payment rewards, milestones, lounges and fuel concessions. Points convert only into Landmark Rewards (LMR), not bank cashback: 2.4 SBI points = 1 LMR, 1 LMR = ₹0.60. It assumes one qualifying purchase each month, repeated 12 times, then one annual transfer into a linked Landmark account and full use at participating stores. LMR is rounded down to whole points conservatively, and at least 166 LMR must be available to spend; amounts below that are valued at zero. The booklet charges ₹99+GST for transfer requests below 1,000 SBI points; this deduction applies only when the annual transferred balance is below 1,000. SBI points expire after 24 months; transferred LMR expires after 12 months, so actual redemption must occur before expiry. LMR cannot be redeemed for cash and store OTP/account rules apply. Fuel, rent, government, gaming, wallets, EMI, utility/insurance, education/tax, international and special merchant/payment routes are unscored. Current SBI product data excludes more categories than the older booklet; the current narrower list wins. No total ordinary-retail point cap is stated in the retrieved product data or card booklet; the estimate assumes no other card spend consuming any applicable limits. ₹2,999+estimated 18% GST joining/annual card fee is separately deducted in the ranking; renewal fee waiver is not assumed. This is restricted store purchasing value, usable only if you want future Landmark purchases.
Issuer and partner terms
SBI product page · Current issuer product data · Card-specific redemption booklet · SBI fees and point expiry · LMR redemption minimum and expiry
Terms checked 30 September 2026. Verify merchant coding, linked account and usable store redemption before relying on the estimate.