RBL Bank Platinum Prime Credit Card

Two points/full ₹100 eligible ordinary spend; issuer catalogue floor of ₹0.11/point, not cash.

How this estimate works

RBL Platinum Prime lists two reward points per complete ₹100 eligible ordinary spend. The issuer says point value ranges from ₹0.11 to ₹0.25 across RBL Rewards categories; this model uses the published ₹0.11 catalogue floor, not cash. It assumes one eligible purchase repeated monthly, values annual points only once they reach RBL Rewards FAQ 500-point voucher minimum, subtracts one ₹99+estimated GST redemption fee when value covers it and deducts the recurring ₹999+estimated GST annual membership. Education, insurance, utilities, rent, wallets, fuel/auto, quasi-cash, rail, government, contracted services, Bills2Pay, EMI, miscellaneous and cash are excluded. Merchant-specific routes without verification show zero. Wednesday dining bonus is not included because the spend finder has no weekday selector; conditional welcome points, BookMyShow offer and fuel surcharge waiver are omitted. The existing standalone movie-discount score is not stacked. Actual reward availability and MCC may differ.

Issuer terms

Platinum Prime earn, exclusions, point value and fee · RBL Rewards minimum and redemption fee

Terms checked 30 September 2026. Wednesday bonus is not assumed; actual catalogue value varies.

Movie discount is a separate route

BookMyShow one free ticket on a pair up to ₹200, 1x monthly; Wednesday. Select the applicable BookMyShow chip in the calculator. This route preserves its own conditions and does not stack retail reward points.