BOBCARD Premier

2.5% eligible dining/travel; 0.5% other. Category and merchant-code eligibility must be checked against your actual transactions.

Where it pays

Ten points per eligible ₹100 on dining, travel and international spend; ₹0.25 cashback redemption per point yields 2.5%. Accelerated reward points capped at 2,000 per statement cycle, then two points per ₹100 base (0.5%). The page does not clarify whether the cap counts total or bonus points, so all accelerated points are conservatively capped. Fuel and select MCCs excluded. Joining and annual fee ₹1,000 plus GST; the issuer mentions milestone waivers and a limited lifetime-free promotion without a clear renewal threshold on this page, so neither is included.

Issuer source

https://www.bobcard.co.in/credit-card-types/premier

Checked 27 Sep 2026. One spend category repeated monthly; no welcome offers, statement credits outside ordinary earn, or spend from other categories assumed. Confirm current terms with the issuer before applying.