RBL Bank Platinum Max Credit Card

Two points/full ₹100 eligible ordinary spend. Model uses the issuer catalogue floor of ₹0.11/point, not cash.

How this estimate works

RBL Platinum Max states two reward points per full ₹100 eligible ordinary spend. It advertises 20 points/full ₹100 on Wednesday dining with a 1,000-point monthly cap, but the spend finder does not ask for purchase weekday and so does not score that offer; ordinary eligible dining receives only the base two-point rate. The issuer says redemption values vary ₹0.11–₹0.25 across RBL Rewards categories. This model uses its published ₹0.11 catalogue floor for an illustration, not cash, and assumes one eligible purchase repeated monthly. Annual earnings are valued only after reaching the RBL Rewards FAQ 500-point voucher minimum; one ₹99+estimated GST annual redemption fee is deducted if reward value exceeds it, as is the recurring ₹999+estimated GST annual card fee in ROI. The issuer excludes education, insurance, utilities, rent, wallets, fuel/auto, quasi-cash, rail, real estate, service providers, government and contracted services, Bills2Pay, EMI, miscellaneous and cash. Unverified merchant-specific routes score zero. Wednesday dining uplift, joining points, surcharge waiver and separate Wednesday BookMyShow model are omitted, not stacked. Actual voucher inventory, MCC and realized value can differ.

Issuer terms

Platinum Max earn, dining, exclusions and fee · RBL redemption threshold and fee

Terms checked 30 September 2026. Wednesday dining uplift requires purchase-day evidence not in this finder.

Movie discount is a separate route

BookMyShow one free ticket on a pair up to ₹200, 1x monthly; Wednesday. Select the applicable BookMyShow chip in the calculator. This route preserves its own conditions and does not stack retail reward points.