BOBCARD TIARA

3.75% eligible dining/travel; 0.75% other. Check the merchant, channel and card eligibility before relying on an estimate.

Where it pays

Issuer lists 15 points per eligible ₹100 on dining, travel and international spends, and three points per ₹100 other eligible spends. Cashback redemption at ₹0.25 per point yields 3.75% or 0.75%. Accelerated points are capped at 5,000 per statement cycle; model conservatively treats that as a total accelerated-point cap, followed by base earn. Fuel and select merchant codes excluded. ₹2,499 joining and annual fee, renewal waived after ₹2.5 lakh qualifying anniversary-year spending. TIARA is a women-only card and is not available to every applicant; the calculator does not screen eligibility.

Issuer source

https://www.bobcard.co.in/credit-card-types/tiara

Checked 27 Sep 2026. One category repeated monthly, not an account-wide projection. Other categories may use shared caps. Welcome, milestone and restricted-route benefits not assumed. Check the issuer's current terms before applying.