RBL Bank World Prime Credit Card
Two points/full ₹100 eligible in-store or four online, conservative 1,000 monthly-point cap. Issuer catalogue floor of ₹0.11/point.
Try your spend →How this estimate works
RBL World Prime issuer page lists two reward points per full ₹100 eligible ordinary spend and 2X that rate, four points per full ₹100, for eligible online spend. Its short online offer says maximum 1,000 reward points, without a clear split between total and incremental online points; this model conservatively caps the entire modeled monthly points at 1,000. RBL says the point value varies from ₹0.11 to ₹0.25 across rewards categories. The model uses its stated ₹0.11 floor as an illustrative catalogue value, not cash. It assumes one eligible purchase repeated monthly, values annual points only once reaching RBL Rewards FAQ 500-point voucher minimum, subtracts a single ₹99+estimated GST redemption fee if reward value covers it, and deducts the recurring ₹2,999+estimated GST annual fee. Education, insurance, utilities, rent, wallet loads, fuel/auto, quasi-cash, rail, government, contracted services, Bills2Pay, EMI, miscellaneous and cash are excluded. Merchant-specific routes without verification show zero. Conditional welcome/milestone points, BookMyShow discount, lounge visits and fuel surcharge waiver are omitted. The separate movie-discount sub-route is not stacked with points. Actual redemption inventory, eligible merchant and account costs can differ.
Issuer terms
World Prime earning, value range and fees · RBL Rewards minimum and redemption fee
Terms checked 30 September 2026. The ₹0.11 value is an issuer-published lower bound, not cash.
Movie discount is a separate route
BookMyShow 1+1 free movie ticket up to ₹200, twice monthly; one booking/month modeled. Select the applicable BookMyShow chip in the calculator. This route preserves its own conditions and does not stack retail reward points.
Read movie-route conditions