Karur Vysya Bank credit cards

13 issuer-bound offerings. Additional coverage outside the frozen 401-name audit; directory-only, with six separately fee-schedule-bound names.

These are not calculator models. No score, point value or partner alias is imported.

Verified offerings

1. KVB Eternis Credit Card
2. KVB Platinum Credit Card
3. KVB Honour Credit Card
4. KVB Corporate Credit Card
5. Karur Vysya SBI Gold Card
6. Karur Vysya SBI Platinum Card
7. Karur Vysya SBI Signature Card
8. KVB Oura Credit Card - Visa Platinum
9. KVB Samara Credit Card - Visa Signature
10. KVB Alturas Credit Card - Visa Infinite
11. KVB SBI Card ELITE
12. KVB SBI Card PRIME
13. KVB SimplySAVE SBI Card

Separate own-bank and co-brand subsets

The first four names are on KVB's own-bank catalogue. Gold, SBI Platinum and SBI Signature are on its separate SBI co-brand catalogue. Similar tier words are not model aliases. Oura, Samara and Alturas are bound by KVB's own-bank MITC; KVB SBI Card ELITE, KVB SBI Card PRIME and KVB SimplySAVE SBI Card are separately named by the current SBI Card MITC fee grid. These fee-schedule entries do not establish open-application status or extra catalogue listings.

Why benefits remain unpriced

KVB's SBI Gold and SBI Platinum product copy publishes ₹0.25 per reward point. That denomination alone does not bind all current category rules, caps, cash redemption costs or fee-waiver conditions. Gold copy also retains a per-₹100 earn denominator. We do not infer another denominator or copy a generic SBI model without a named-card revision. Issuer notices change older insurance benefits; older insurance and lifestyle blocks are not assumed to be ongoing rewards.

Eternis specifically publishes 1 reward point = ₹1, with 2 points per ₹100 base spend and 3X on select categories. Its joining and annual fees are each ₹29,999 plus GST, and redemption carries a ₹99 request fee. These are named published figures, not a calculator model: cash redemption route, full category rules and net return remain unverified. Platinum, Honour and Corporate denominations remain unresolved. Own-bank products need their own current redemption and account rules. A reward rate or point denomination on one named card must not be extended to another. Current-account debit reward values are not credit-card evidence. Points, fuel relief, welcome gifts, milestones, lounge access and fee waivers remain unpriced, not absent.

Three more named MITC variants, not open-application claims

The current English MITC linked by KVB's own-bank catalogue names Oura (Visa Platinum), Samara (Visa Signature) and Alturas (Visa Infinite). Its fee grid lists ₹2,999, ₹5,999 and ₹14,999 joining and annual fees respectively, plus applicable GST. These three are fee-schedule-bound directory names, not names verified on the main catalogue's product list. The main own-bank catalogue still lists Eternis, Platinum, Honour and Corporate; no launch date or open-application status is inferred for the three additions.

The current downloaded PDF fee grid states: spend 200% of credit limit in Year 1 and get annual fee waiver in Year 2 "as gift vouchers". That wording is not treated as a cash fee refund or automatic waiver, and no waiver score is added. Credit-limit inputs, qualifying net spend, voucher conditions, account cohort and current agreement matter. The PDF excludes fuel, instalments, fees, charges, GST, cash withdrawals and transaction reversals from net spends; promotional fees may differ. Oura, Samara and Alturas rewards, rupee redemption values and complete eligible routes remain unverified. No Eternis point rate, co-brand model or benefit is copied to them.

KVB SBI Platinum: issuer rules conflict, no score

The KVB product page says 5X on dining, grocery, departmental and international spend, with two points per ₹100 on other categories and ₹0.25 per point; joining and renewal fees are each ₹2,999. The individually named SBI KVB Platinum T&C PDF instead lists ten points per ₹100 on dining, departmental and international spend, then two points per ₹100 after an unquantified accelerated cap. Its dining MCCs are 5811, 5812, 5921, 5813 and 5814. Grocery appears in an MCC classification block but is not in that PDF's accelerated earn list. We do not price grocery acceleration from the conflicting product copy.

The named KVB SBI Platinum brochure says a maximum of 40,000 accelerated points in a year. The current shared Shop & Smile table instead lists generic SBI Platinum at 5X per ₹125 with a 7,500-point monthly cap. No checked named revision binds KVB to that changed denominator and monthly cap. The annual brochure cap, unquantified named T&C cap and generic current table must not be mixed into a calculator model. Platinum remains unscored; no annual or monthly cap, statement-credit floor, fee waiver or old lifestyle benefit is borrowed.

Three named SBI MITC variants, not extra product-list claims

The current SBI Card MITC individually names KVB SBI Card ELITE, KVB SBI Card PRIME and KVB SimplySAVE SBI Card. It lists joining and annual fees of ₹4,999, ₹2,999 and ₹499 respectively, plus applicable GST. Its preceding-year renewal-waiver thresholds are ₹10 lakh, ₹3 lakh and ₹1 lakh respectively. These are fee-schedule-bound directory entries, not an open-application claim. Account terms and eligible net spend matter; no fee-waiver score is added.

These three named fee entries do not inherit a generic ELITE, PRIME or SimplySAVE reward model. Complete individually bound earn, cap, redemption and current account rules remain needed. All ten earlier directory names, separate own-bank and co-brand subsets, Eternis denomination and fees, own-bank gift-voucher waiver wording and unpriced-benefit caveats remain above.

Scope and freshness

Checked 2 October 2026. This is a verified subset, not a guarantee of approval, availability or unchanged terms. Full current variant and account rules are needed before scoring.

Issuer sources

Own-bank catalogue · SBI co-brand catalogue · Eternis product · KVB Platinum product · Honour product · Corporate product · SBI Gold product · SBI Platinum product · SBI benefit revisions · Current issuer-linked English MITC: named variants and fee grid · Named KVB SBI Platinum terms and MCCs · Named KVB SBI Platinum brochure: annual cap · Current shared Shop & Smile table, not an imported KVB model · Current SBI Card MITC: three named KVB fee entries