RBL Bank DMI Finance Credit Card
2 points/full ₹100 eligible online, conservative 500-point monthly cap, 1 in-store. Issuer calculator assumes ₹0.25/point.
Try your spend →How this estimate works
The DMI Finance RBL card-specific terms give 2 reward points per complete ₹100 of eligible online spend, with a 500-point monthly cap (the product page phrases it as a total cap, while card terms attach it to online earn), and 1 point per complete ₹100 eligible in-store. Its issuer value calculator uses ₹0.25 per point at RBL Rewards for illustration; this is a redemption assumption, not cash. This model assumes one eligible purchase repeated each month, conservatively caps modeled monthly points at 500, values the year at ₹0.25/point, subtracts a single ₹99+estimated GST redemption fee where reward value covers it, and deducts the recurring ₹499+estimated GST card fee. Actual catalogue inventory and redemption minimum are not verified. The issuer excludes rail, fuel/auto, utilities, insurance, quasi-cash, rent/real estate, education, wallet/service providers, government, contracted services, cash, miscellaneous, Bills2Pay and EMI transactions. Generic merchant-specific routes are not proven and show no points. The welcome points, ₹200 movie voucher, movie and milestone benefits and surcharge waiver are omitted. Co-branded eligibility and redemption conditions apply.
Issuer terms
DMI RBL card and fees · Product-specific earning, cap and exclusions · Issuer rupee-value assumption · RBL redemption fee
Terms checked 30 September 2026. Point value is a catalogue assumption, not cash.