J&K Bank credit cards
Four observed issuer-named entries: three current relaunched retail cards and one additional fee-schedule-listed corporate card. Additional coverage outside the frozen 401-name audit; directory-only.
These names are not calculator models. No point value or predecessor alias is imported.
Verified current names
- J&K Bank Platinum Card
- J&K Bank Platinum Privilege Card
- J&K Bank Eminent Card
Additional fee-schedule-listed name
- J&K Bank Corporate Credit Card · fee-schedule-listed; directory-only; availability unverified
Relaunch and predecessor names
The issuer identifies Eminent as the renamed World Credit Card and Platinum Privilege as the renamed Government Card. It says the corresponding benefits apply to existing holders and new card plastics follow at expiry. Platinum keeps its name. Predecessor names are described for context, not counted as extra current products or merged into calculator aliases.
Why benefits remain unpriced
The current product section dates revised rewards to 1 April 2026 and the annual/renewal fee cycle to 1 May 2026. Lower legacy sections on the same page still carry earlier reward and renewal-fee rows. These differences are disclosed, not silently harmonized. Current account terms are needed before scoring.
Published reward accrual does not establish a rupee value per point. The issuer links a rewards portal, but no verified cash conversion was retrieved. Fuel waiver wording also remains subject to limits and terms that are not fully bound here. Points, fuel relief, vouchers, milestones, lounges, movie offers and fee waivers are unpriced, not absent. A dated or discontinued name in legacy material is not proof of current availability.
Corporate Credit Card: schedule-listed, not a fourth retail relaunch
The fee table on the live credit-card page explicitly names Corporate Credit Card in a separate column. It lists nil entrance fees, ₹500 plus GST annual fees and ₹200 plus GST renewal fees for primary and add-on cards. The older June 2025 service-charge schedule also names the corporate card and its ₹500 plus GST annual fee. Annual and renewal charges are separate published rows, not silently combined or treated as synonyms.
This is evidence of a named fee-schedule entry, not confirmation of current corporate issuance, a fresh application route or eligibility. The retail relaunch identifies only Platinum, Platinum Privilege and Eminent as current products. Its benefits and predecessor migration do not establish corporate rewards. The older fee schedule also contains Gold and other legacy rows; their presence does not make them new current retail products. No retail reward rate, point conversion, fuel return, fee-waiver threshold, limit or liability mechanics is imported into the corporate entry. It remains directory-only, with no calculator model or assigned savings.
Live credit-card fee table: corporate column · Older June 2025 issuer service-charge schedule
Scope and freshness
Checked 2 October 2026. This is a verified subset of current named cards, not exhaustive legacy coverage or a guarantee of approval, availability or unchanged terms.
Issuer sources
Current products, migration and terms · Issuer relaunch announcement · Issuer-linked rewards portal
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