ICICI Bank · Scored card guide

ICICI HPCL Coral

2.5% eligible HPCL fuel cashback, capped at ₹100 monthly.

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How this estimate works

The issuer states 2.5% cashback on HPCL fuel when the card is swiped at an HPCL pump, capped at ₹100 per month. A separate 1% fuel surcharge waiver applies on eligible ₹400–₹4,000 individual fuel transactions at ICICI Bank POS machines; this calculator omits the waiver and any related GST. Select the HPCL fuel chip and in-store channel. Above ₹10,000 monthly fuel the issuer MITC can apply a 1% fee, so the tool refuses to show positive rewards above that threshold without individual transaction detail. Other retail earns two ICICI reward points/₹100 and utility/insurance one point/₹100, but cash-equivalent redemption value is not established here; these categories score zero. Joining ₹199+GST; annual ₹199+GST, conditionally waived at ₹50,000 prior-year spending. The model deducts one recurring annual fee and does not assume waiver or welcome offers. Merchant and surcharge mechanics can change realized savings.

This is a fuel cashback-only estimate, not a full reward valuation. Select HPCL fuel and in-store swipe; all other categories stay at zero until point redemption value is confirmed. Verify your annual fee and eligible pump before applying.

Issuer sources

https://www.icicibank.com/personal-banking/cards/credit-card/hpcl-coral-credit-card
https://www.icicibank.com/content/dam/managed-assets/docs/personal/cards/MITC_cc.pdf

Checked 28 Sep 2026. Terms can change.

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