Reliance SBI Card PRIME

5 points per ₹100 eligible dining, 2 points per ₹100 ordinary retail; 4 points = ₹1 only as Reliance voucher.

How this estimate works

Reliance SBI Card PRIME earns 5 points per ₹100 at dining MCCs 5812, 5813 and 5814. Dining, movies, entertainment and domestic airlines share a 7,500-point per-statement cap; eligible spend after the cap earns the base 2 points per ₹100, but the calculator conservatively omits residual base points on a single large purchase. Ordinary eligible retail earns 2 points per ₹100. AJIO and JioMart online earn 20 points per ₹100 from October 2025, while participating Reliance stores can earn 10 per ₹100, subject to merchant IDs and payment route; generic chips do not establish either, so those boosts are described but not scored. Four points are worth ₹1 only through Reliance Retail vouchers; points cannot be exchanged for statement cash. The issuer lists a ₹500 voucher for 2,000 points, so a small projected monthly return is not immediately redeemable and needs accumulation. Vouchers are restricted and expire, and points expire after 24 months. Fuel, wallet loads, rent, government transactions and EMI are excluded. ₹2,999+estimated GST annual fee is deducted; ₹3 lakh prior-year renewal waiver, welcome and milestone vouchers are omitted. Verify voucher availability and eligible Reliance merchants before relying on the displayed value.

Issuer terms

Issuer Reliance PRIME rewards and exclusions · Issuer fee and renewal waiver · Issuer ₹500 Reliance voucher listing

Terms checked 29 September 2026. Four points=₹1 only in Reliance Retail vouchers; small earnings require accumulation.