RBL Bank Platinum Delight Credit Card

2 points/full ₹100 eligible weekday, conservative 1,000-point monthly cap. Issuer calculator implies ₹0.25/point.

How this estimate works

The card-specific terms give 2 points per complete ₹100 eligible weekday purchase and 4 points per complete ₹100 eligible weekend purchase, with a 1,000-point billing-cycle cap stated specifically for weekend earn. The product page shortens this to 1,000 points/month, so the model conservatively caps all modeled monthly points at 1,000. This spend finder does not select a weekday or weekend; it scores the lower weekday rate only, assuming one eligible weekday purchase repeated monthly. The issuer value calculator implies ₹0.25 per point from 4,000 welcome points worth ₹1,000, an illustrative catalogue assumption, not cash. The annual model subtracts one ₹99+estimated GST redemption fee when reward value covers it and the recurring ₹1,000+estimated GST annual card fee. Actual reward inventory, minimum and merchant category matter. No points are modeled for fuel/auto, utilities, insurance, rail, rent/real estate, wallets/service providers, quasi-cash, education, government, contracted services, cash, miscellaneous, Bills2Pay or EMI. Generic merchant-specific routes without issuer evidence also score zero. Weekend uplift, five-purchase monthly milestone, welcome points, fuel surcharge waiver and conditional annual-fee waiver are omitted. No discount is assumed merely because a month contains weekends.

Issuer terms

Platinum Delight card and fees · Card-specific earn, cap and exclusions · Issuer value-calculator assumption · RBL redemption fee

Terms checked 30 September 2026. No weekend uplift assumed; point value is a catalogue assumption, not cash.