RBL Bank · Scored card guide

RBL Bank LazyPay Credit Card

1% on eligible retail and online purchases, capped ₹500/month.

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How this estimate works

The issuer offers 1% cashback on eligible settled retail and online purchases, up to ₹500 per month. Its current terms exclude fuel and auto, utilities, insurance, rent, education, wallets, railways, government, contracted services, cash/quasi-cash, Bills2Pay and EMI conversions. Merchant MCC can differ from the chip label. Annual and joining fees are nil according to the issuer schedule and product page. The ₹250 conditional welcome cashback is not included. Applications are currently only through the LazyPay app. This estimate treats the entire monthly input as eligible settled card purchases, not EMI or UPI.

Issuer terms

Product reward terms · Issuer product or availability page · Fee schedule

Terms checked 28 September 2026. Confirm current eligibility, fees and merchant code with RBL Bank before applying.