RBL Bank Platinum Classic Credit Card
1 point/full ₹100 eligible retail, issuer range floor ₹0.11 per point. ₹499+GST annual fee and a redemption charge.
Try your spend →How this estimate works
RBL’s current Platinum Classic product page gives one point per complete ₹100 of eligible retail spending. Its own value table values 1,800 example points at ₹360, implying ₹0.20 per point for that illustration, while its note says point values vary from ₹0.11 to ₹0.25 by reward category and uses ₹0.25 for other marketing calculations. This model uses the lower end of the issuer-stated range, ₹0.11 per point, for one eligible purchase repeated monthly; redemption options and value can change. It subtracts one ₹99+estimated GST redemption fee from annual points value when that value covers the fee, and deducts ₹499+estimated GST annual membership separately. The ₹50,000 qualifying prior-year spend renewal waiver is not presumed. The issuer excludes education, insurance, utilities, rent, wallet, fuel and auto, quasi-cash, rail, real estate, service providers, government, contracted services, Bills2Pay, EMI, miscellaneous and cash. Ambiguous special merchant and UPI routes are not scored. The welcome points and fuel surcharge waiver are omitted. RBL rewards catalogue availability and minimum redemption remain to be confirmed; point values are not cash.
Issuer terms
Platinum Classic earn, value examples, exclusions and fee · RBL MITC and redemption charge
Terms checked 30 September 2026. Actual points catalogue values vary, and these are not statement cash.